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It sounds great, you get a call from a company promising to help you negotiate your mortgage. One small catch they say, you have to pay a flat fee before they can get started. Its totally refundable in the event that they can’t get you a modified loan.
Should you do it?
In fact, check with your state, many have made this practice illegal.
Stay on the safe side, and work with experienced and reputable companies that will help negotiate with lenders, without charging upfront fees.
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